Introduction
If you are a miles collector and want to maximize your points with exclusive benefits, choosing the ideal credit card makes all the difference. In 2026, the financial market offers several options that go beyond simple accumulation: they provide access to VIP lounges, partner discounts, sign-up bonuses and much more. In this article, we present the 7 best credit cards focused on miles accumulation, to help you turn your purchases into unforgettable trips.
Why invest in cards to accumulate miles?
Accumulating miles is a smart strategy for those who want to travel paying less or even for free. In addition, specialized cards offer exclusive advantages such as:
- Sign-up bonuses;
- Access to loyalty programs;
- Partnerships with domestic and international airlines;
- Annual fee waivers or discounts;
- Travel insurance and airport assistance;
- Access to VIP lounges and priority boarding.
Criteria for choosing the ideal card
To select the best cards, we considered:
- Points program and conversion into miles;
- Extra benefits geared to the travel segment;
- Cost-benefit and fees;
- User experience and card features.
The 7 best credit cards for miles collectors in 2026
1. Banco Bari – Bari Multimilhas Card
Ideal for those seeking ease in transferring points, the Bari Multimilhas offers a bonus of up to 50% on the first transfer to programs such as Smiles, LATAM Pass and TudoAzul. It also provides access to VIP lounges at selected airports, and earns up to 2.5 miles per dollar spent.
2. Bradesco – Bradesco Elo Nanquim
With high point conversion and several international benefits, the Elo Nanquim provides unlimited access to VIP lounges through the LoungeKey program, plus comprehensive travel insurance and exclusive offers with airline partners.
3. Inter – Inter Rewards International Card
For those who want a card with no annual fee and good returns, the Inter Rewards accumulates points that can be converted into miles with the main partners, and also offers promotional bonuses on selected purchases.
4. Banco Original – Original Visa Infinite Card
Focused on high-end users, the Visa Infinite offers accelerated miles, elite status in travel programs and 24-hour concierge, plus VIP access and insurance against travel unforeseen events.
5. Sicoob – Sicoob Ourocard Nacional Card
An option for those who prefer cooperatives, the Ourocard Nacional accumulates points in the Mastercard Surpreenda program, which can be converted into miles. The card also offers protection against unauthorized purchases and travel discounts.
6. Nomad – Nomad Visa Platinum Card
Focused on international travelers, the Nomad Visa Platinum lets you accumulate points in dollars with high conversion to programs such as American Airlines AAdvantage, in addition to charging no conversion fees and offering cashback at partners.
7. Mercado Pago – Mercado Pago Mastercard Black Card
Versatile and modern, the Mercado Pago Black card offers point accumulation with progressive bonuses for travel, access to VIP lounges, travel insurance and exclusive discounts at domestic and international partners.
How to maximize miles accumulation in 2026
To get the most out of your card, follow these tips:
- Plan your purchases to take advantage of exclusive bonuses and promotions;
- Transfer points to loyalty programs at the best rates and times;
- Use benefits such as VIP lounge access and insurance to save on travel;
- Check updates from banks and fintechs, as conditions may change.
Conclusion
Choosing among the best credit cards for miles collectors in 2026 is the first step toward turning everyday spending into incredible experiences. Whether you are a frequent traveler or someone just starting to explore the world of points, these options offer exclusive benefits that boost miles accumulation and redemption. Compare the offers, see which one fits your profile, and start planning your next trip with more advantages today.
To stay up to date on the financial market and credit card news, follow reliable sources such as Febraban and the Central Bank.
